The library
Settlement guides for sellers
Every guide follows the same chain (channel → collect → repatriate → convert) and carries a "checked" date. We review the core pages quarterly because payout policies and FX rates don't sit still. Start with the pillar, then go deep on your market.
What cross-border settlement actually costs
The five layers of fees between a sale abroad and money in your bank (channel, payout, FX margin, intermediary and the hidden spread), taken apart with worked examples for all three markets.
Paying overseas suppliers from a payout account
The outbound leg: who the payment must come from, which business types qualify, the balance that may only pay its own owner, and the paperwork asked at send time.
Holds · ~1,800 words · NewPayout reserves and holds
Why the same word means different things on Stripe and Shopify, what draws on a reserve early, and why the end of a reserve period is not the day the money lands.
Pillar · ~2,900 wordsHow every sales channel pays out
You don't choose how you get paid, your channel does. Amazon, Etsy, eBay, Shopify, POD and dropshipping payouts, schedules and reserves, taken apart.
Channel · ~1,900 words · NewHow TikTok Shop pays sellers
Automatic settlement, payout timing and tiers, linking a bank versus a collection account, how it lands in Indonesia, and converting after.
Showdown · ~2,400 words · NewPingPong, WorldFirst, Payoneer, Wise
An independent seller-side comparison: FX margin, withdrawal speed, platform coverage, compliance and freeze risk.
Channel · ~1,900 words · NewHow Temu pays sellers
Fully vs semi-managed settlement, payout timing and tiers, the withdrawal path, PayPal, and converting after.
Risk · ~1,800 words · NewPassing payment-account KYC
Which documents to prepare, why verification fails and how to reshoot, name consistency, and why not to buy an account.
Pillar · ~3,000 wordsWise vs Payoneer for sellers
They aren't rivals: one's the better receiver, the other the better converter. The fees, the FX margin that decides it, and why many sellers use both.
Indonesia · ~1,200 wordsReceive an Amazon payout in Indonesia
Disbursement options, the IDR landing, documentation Bank Indonesia expects, and avoiding a payout hold.
Indonesia · ~1,500 wordsHow to receive USD in Indonesia
Land clean rupiah from any USD payment: Wise, Payoneer and virtual dollar accounts, the IDR rule, bank flags and tax.
Brazil · ~1,050 wordsShopify Payments alternatives that pay out
What to use when Shopify Payments isn't available, BRL settlement, Pix and boleto, and the IOF tax.
Brazil · ~1,600 wordsShopify + Pix in Brazil: how to get paid
Wiring up Pix, boleto and installments via Mercado Pago or PagBrasil, plus IOF and the contrato de câmbio.
Brazil · ~1,500 wordsHow to receive a foreign payout in Brazil
The contrato de câmbio, who may legally convert your money, the documents to have ready, and why the IOF rate is still unsettled.
Nigeria · ~1,100 wordsDropshipping payment methods in Nigeria
Collecting from customers and paying suppliers, domiciliary accounts, the NGN rate gap, and freeze risk.
Nigeria · ~1,650 wordsStripe alternatives in Nigeria: receive USD
No Stripe here. Virtual dollar accounts (Grey, Geegpay), local gateways and domiciliary accounts, with real 2026 fees.
Risk · ~1,050 wordsWhen your payout account gets frozen
Why compliance holds happen, what they're checking, and a calm six-step playbook to get unstuck.
FX · ~1,250 wordsHolding multiple currencies after a payout
Convert now or hold? Multi-currency accounts, banks and exchange routes compared by cost, control and risk.
ReferenceThe fee tables
Provider-by-provider costs for receiving, repatriating and converting, side by side, updated quarterly.
More markets coming
We're launching in English for Indonesia, Brazil and Nigeria, with local-language editions (Bahasa Indonesia, Portuguese) reserved. Want a channel or country covered next? Email gzs035@getsettledesk.com.
All guides
By section: How Platforms Pay Out · Own Store and Dropshipping · Payout Accounts and Freezes · Settlement Costs and FX
Every guide on the site, listed by title. New guides are added here automatically as they go up.
- Dropshipping payment methods in Nigeria (2026)
- Holding multiple currencies after a payout: the real options (2026)
- How Temu pays sellers: fully vs semi-managed, timing and payouts
- How TikTok Shop pays sellers: timing, tiers and getting money to your bank
- How every sales channel pays out: Amazon, Shopify, Etsy, POD & more
- How to receive USD in Indonesia: a seller's guide (2026)
- How to receive a foreign payout in Brazil: câmbio and IOF
- How to receive an Amazon payout in Indonesia (2026)
- Passing KYC on a seller payment account: documents, rejections, freezes
- Paying overseas suppliers from a seller payout account: what blocks the money
- Payout account frozen? Why it happens and how to respond (2026)
- Payout reserves and holds: when the money is actually released
- PingPong, WorldFirst, Payoneer, Wise: which collection account keeps the most
- Shopify + Pix in Brazil: how to actually get paid (2026)
- Shopify Payments alternatives that actually pay out (2026)
- Stripe alternatives in Nigeria: how sellers actually receive USD
- What cross-border settlement actually costs: the 5 hidden fee layers
- Wise vs Payoneer for sellers: which keeps more of your money