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SettleDesk

The library

Settlement guides for sellers

Every guide follows the same chain (channel → collect → repatriate → convert) and carries a "checked" date. We review the core pages quarterly because payout policies and FX rates don't sit still. Start with the pillar, then go deep on your market.

Pillar Indonesia Brazil Nigeria Risk & FX
Start here · Pillar ~3,700 words · Checked Jun 2026

What cross-border settlement actually costs

The five layers of fees between a sale abroad and money in your bank (channel, payout, FX margin, intermediary and the hidden spread), taken apart with worked examples for all three markets.

Pillar · ~2,900 words

How every sales channel pays out

You don't choose how you get paid, your channel does. Amazon, Etsy, eBay, Shopify, POD and dropshipping payouts, schedules and reserves, taken apart.

Channel · ~1,900 words · New

How TikTok Shop pays sellers

Automatic settlement, payout timing and tiers, linking a bank versus a collection account, how it lands in Indonesia, and converting after.

Showdown · ~2,400 words · New

PingPong, WorldFirst, Payoneer, Wise

An independent seller-side comparison: FX margin, withdrawal speed, platform coverage, compliance and freeze risk.

Channel · ~1,900 words · New

How Temu pays sellers

Fully vs semi-managed settlement, payout timing and tiers, the withdrawal path, PayPal, and converting after.

Risk · ~1,800 words · New

Passing payment-account KYC

Which documents to prepare, why verification fails and how to reshoot, name consistency, and why not to buy an account.

Pillar · ~3,000 words

Wise vs Payoneer for sellers

They aren't rivals: one's the better receiver, the other the better converter. The fees, the FX margin that decides it, and why many sellers use both.

Indonesia · ~1,200 words

Receive an Amazon payout in Indonesia

Disbursement options, the IDR landing, documentation Bank Indonesia expects, and avoiding a payout hold.

Indonesia · ~1,500 words

How to receive USD in Indonesia

Land clean rupiah from any USD payment: Wise, Payoneer and virtual dollar accounts, the IDR rule, bank flags and tax.

Brazil · ~1,050 words

Shopify Payments alternatives that pay out

What to use when Shopify Payments isn't available, BRL settlement, Pix and boleto, and the IOF tax.

Brazil · ~1,600 words

Shopify + Pix in Brazil: how to get paid

Wiring up Pix, boleto and installments via Mercado Pago or PagBrasil, plus IOF and the contrato de câmbio.

Nigeria · ~1,100 words

Dropshipping payment methods in Nigeria

Collecting from customers and paying suppliers, domiciliary accounts, the NGN rate gap, and freeze risk.

Nigeria · ~1,650 words

Stripe alternatives in Nigeria: receive USD

No Stripe here. Virtual dollar accounts (Grey, Geegpay), local gateways and domiciliary accounts, with real 2026 fees.

Risk · ~1,050 words

When your payout account gets frozen

Why compliance holds happen, what they're checking, and a calm six-step playbook to get unstuck.

FX · ~1,250 words

Holding multiple currencies after a payout

Convert now or hold? Multi-currency accounts, banks and exchange routes compared by cost, control and risk.

Reference

The fee tables

Provider-by-provider costs for receiving, repatriating and converting, side by side, updated quarterly.

More markets coming

We're launching in English for Indonesia, Brazil and Nigeria, with local-language editions (Bahasa Indonesia, Portuguese) reserved. Want a channel or country covered next? Email [email protected].